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Interest Free Credit

We now offer 6 months 0% interest free credit on purchases over £1,000, 9 months 0% interest free credit on purchases over £2,000 and 12 months 0% interest free credit on purchases over £3,000 through our partner Omni Capital Finance.

If you decide to take advantage of our finance plans, here’s a quick guide to everything you’ll need to know.

6 Months Interest Free
Example purchase costing £1,650.

Deposit and repayments:
10% deposit of £165 and credit arranged on the balance of £1,485.
£247.50 per month for 6 months at 0% Interest – total payable £1,650.

9 Months Interest Free
Example purchase costing £2,465.

Deposit and repayments:
10% deposit of £246.50 and credit arranged on the balance of £2,218.50.
£246.50 per month for 9 months at 0% Interest – total payable £2,465.

12 Months Interest Free
Example purchase costing £3,950.

Deposit and repayments:
10% deposit of £395 and credit arranged on the balance of £3,555.
£296.25 per month for 12 months at 0% Interest – total payable £3,980.

Who is Eligible for Finance?
Applying for an instalment plan is similar to applying for a new credit card. The details you provide are checked against public registers, such as credit-rating agencies. To increase the chances of acceptance, ideally, you will have a good credit history (no late payments, CCJ’s, etc) and meet the following minimum criteria:
  • Be a UK resident
  • Be over 18 years of age
  • Have 3 years of UK address history
  • Be working at least 16 hours per week
  • Have a valid phone number and email address
Further Questions?
Please feel free to give us a ring on 0800 849 2312 or send us an email on sales@thefloorshop.co.uk and we would be happy to answer any questions you might have.

About Omni Capital Finance
Omni Capital Finance is authorised and regulated by the Financial Conduct Authority. For more information, please visit: www.omnicapitalretailfinance.co.uk.

The Floor Shop is acting as a credit broker. Credit is subject to status with finance provided by Omni Capital Retail Finance Limited.